A halal mortgage is a Sharia-compliant home financing product that avoids riba (interest). In the US, halal mortgages are offered through Musharakah (diminishing co-ownership), Ijara (lease-to-own), or Murabaha (cost-plus) structures — all fully legal in all 50 states and regulated under standard banking law. These articles cover every aspect of halal mortgages for US buyers: how each structure works, which providers offer them, current profit rates, state availability, minimum requirements, and how much you save compared to a conventional 30-year mortgage.
