Zoya Finance
Profit Rate
Contact for rates
Min Down
Contact
States
All 50
Verified
Yes
IjaraCDC — Ijara Community Development Corp.
Profit Rate
7% – 8.5%
Min Down
20%
States
All 50
Verified
Yes
Overall Score
Sharia Compliance
Transparency
Customer Service
Zoya Finance — All 50 States
🌎 Nationwide coverage
Available in all 50 US states
IjaraCDC — Ijara Community Development Corp. — All 50 States
🌎 Nationwide coverage
Available in all 50 US states
Zoya Finance
San Francisco-based halal stock screener app founded 2020. Screens 12,000+ US, UK, and Canadian stocks using AAOIFI methodology. Over $1 billion in assets managed by Zoya users. In Independently rated 4.6/5 with particularly strong scores on Sharia compliance.
IjaraCDC — Ijara Community Development Corp.
Michigan-based nonprofit specializing exclusively in the Ijara (lease-to-own) home financing model. Operates as a Sharia compliance structuring organization — not a lender. Covers Independently rated 4.1/5 with particularly strong scores on Sharia compliance.
* Ratings based on independent editorial review. We may receive a referral fee if you apply through our links — this does not affect our ratings.
Overall winner: Zoya Finance (4.6/5)
Zoya Finance is our top recommendation for self-directed Muslim investors who want to screen individual stocks for Sharia compliance. Its AAOIFI-based methodology, 12,000+ stock coverage, Zakat calculator, compliance alerts, and brokerage integration make it the most comprehensive halal stock screening platform available to US investors in 2026.
Zoya Finance
Zoya Finance is our top recommendation for self-directed Muslim investors who want to screen individual stocks for Sharia compliance. Its AAOIFI-based methodology, 12,000+ stock coverage, Zakat calculator, compliance alerts, and brokerage integration make it the most comprehensive halal stock screening platform available to US investors in 2026.
Full reviewIjaraCDC — Ijara Community Development Corp.
IjaraCDC is our recommendation for buyers specifically seeking Ijara financing and for community institutions financing mosques, schools, or Islamic centers. Its nonprofit mission and educational focus are genuine differentiators. We recommend verifying current contract compliance with a qualified scholar before proceeding, given AMJA's historical concerns.
Full reviewRatings based on independent editorial research. No provider pays to receive a higher score.
Based on Fair Meridian's independent ratings, Zoya Finance scores higher overall with a 4.6/5 rating. However, the best choice depends on your state, financing structure preference, and specific needs.
Yes. Zoya Finance is licensed in all 50 US states.
Yes. IjaraCDC — Ijara Community Development Corp. is licensed in all 50 US states.
Zoya Finance: San Francisco-based halal stock screener app founded 2020. Screens 12,000+ US, UK, and Canadian stocks using AAOIFI methodology. Over $1 billion in assets managed by Zoya users. Includes Zakat calculator and brokerage integration for commission-free halal investing. IjaraCDC — Ijara Community Development Corp.: Michigan-based nonprofit specializing exclusively in the Ijara (lease-to-own) home financing model. Operates as a Sharia compliance structuring organization — not a lender. Covers all 50 US states and Canadian provinces. See the full rating breakdown and product comparison above.