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Zoya Finance vs Azzad Asset Management: Islamic Finance Comparison

Zoya Finance

4.6
Higher Rated
VS

Azzad Asset Management

4.5

Zoya Finance

Profit Rate

Contact for rates

Min Down

Contact

States

All 50

Verified

Yes

investinginvesting

Azzad Asset Management

Profit Rate

Contact for rates

Min Down

Contact

States

All 50

Verified

Yes

investinginvestinginvesting

Detailed Rating Comparison

Zoya FinanceCategoryAzzad Asset Management
4.6

Overall Score

4.5
4.5

Sharia Compliance

4.7
4.8

Transparency

4.6
4.4

Customer Service

4.5

States Served

Zoya Finance — All 50 States

🌎 Nationwide coverage

Available in all 50 US states

Azzad Asset Management — All 50 States

🌎 Nationwide coverage

Available in all 50 US states

Fair Meridian Verdict

Zoya Finance

San Francisco-based halal stock screener app founded 2020. Screens 12,000+ US, UK, and Canadian stocks using AAOIFI methodology. Over $1 billion in assets managed by Zoya users. In Independently rated 4.6/5 with particularly strong scores on Sharia compliance.

Azzad Asset Management

Falls Church, VA-based Islamic wealth management firm founded 1997. Offers the Azzad Ethical Fund (only halal mid-cap fund in the US) and Azzad Wise Capital Fund (first halal fixed Independently rated 4.5/5 with particularly strong scores on Sharia compliance.

* Ratings based on independent editorial review. We may receive a referral fee if you apply through our links — this does not affect our ratings.

Apply at ZoyaFull Review
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Fair Meridian Verdict: Zoya Finance vs Azzad Asset Management

Overall winner: Zoya Finance (4.6/5)

Zoya Finance is our top recommendation for self-directed Muslim investors who want to screen individual stocks for Sharia compliance. Its AAOIFI-based methodology, 12,000+ stock coverage, Zakat calculator, compliance alerts, and brokerage integration make it the most comprehensive halal stock screening platform available to US investors in 2026.

Zoya Finance

Zoya Finance is our top recommendation for self-directed Muslim investors who want to screen individual stocks for Sharia compliance. Its AAOIFI-based methodology, 12,000+ stock coverage, Zakat calculator, compliance alerts, and brokerage integration make it the most comprehensive halal stock screening platform available to US investors in 2026.

Full review

Azzad Asset Management

Azzad Asset Management is our top recommendation for Muslim investors seeking the only halal mid-cap fund in the US, investors needing a fixed income alternative (Azzad Wise Capital Fund), and families wanting integrated Islamic financial planning. Its 29-year track record, Amanie Advisors certification, and 2025 Lipper Fund Award make it one of the most credible halal asset managers in the country.

Full review

Ratings based on independent editorial research. No provider pays to receive a higher score.

Who Should Choose Each Provider?

Choose Zoya Finance if…

  • You are buying in any of the 50 US states
  • You are buying near San Francisco and want in-person service
  • San Francisco-based halal stock screener app founded 2020

Choose Azzad Asset Management if…

  • You are buying in any of the 50 US states
  • You are buying near Falls Church and want in-person service
  • Falls Church, VA-based Islamic wealth management firm founded 1997

Frequently Asked Questions

Based on Fair Meridian's independent ratings, Zoya Finance scores higher overall with a 4.6/5 rating. However, the best choice depends on your state, financing structure preference, and specific needs.

Yes. Zoya Finance is licensed in all 50 US states.

Yes. Azzad Asset Management is licensed in all 50 US states.

Zoya Finance: San Francisco-based halal stock screener app founded 2020. Screens 12,000+ US, UK, and Canadian stocks using AAOIFI methodology. Over $1 billion in assets managed by Zoya users. Includes Zakat calculator and brokerage integration for commission-free halal investing. Azzad Asset Management: Falls Church, VA-based Islamic wealth management firm founded 1997. Offers the Azzad Ethical Fund (only halal mid-cap fund in the US) and Azzad Wise Capital Fund (first halal fixed income fund in the US), plus comprehensive financial planning for Muslim families. See the full rating breakdown and product comparison above.

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