Zoya Finance
Profit Rate
Contact for rates
Min Down
Contact
States
All 50
Verified
Yes
Ameen Housing Co-operative
Profit Rate
6.75% – 7.75%
Min Down
20%
States
7 states
Verified
Yes
Overall Score
Sharia Compliance
Transparency
Customer Service
Zoya Finance — All 50 States
🌎 Nationwide coverage
Available in all 50 US states
Ameen Housing Co-operative — 7 States
Zoya Finance
San Francisco-based halal stock screener app founded 2020. Screens 12,000+ US, UK, and Canadian stocks using AAOIFI methodology. Over $1 billion in assets managed by Zoya users. In Independently rated 4.6/5 with particularly strong scores on Sharia compliance.
Ameen Housing Co-operative
California-based Islamic housing cooperative founded in 1980. One of the earliest halal housing providers in the US, serving the Bay Area and West Coast Muslim community for over 4 Independently rated 4.3/5 with particularly strong scores on Sharia compliance.
* Ratings based on independent editorial review. We may receive a referral fee if you apply through our links — this does not affect our ratings.
Overall winner: Zoya Finance (4.6/5)
Zoya Finance is our top recommendation for self-directed Muslim investors who want to screen individual stocks for Sharia compliance. Its AAOIFI-based methodology, 12,000+ stock coverage, Zakat calculator, compliance alerts, and brokerage integration make it the most comprehensive halal stock screening platform available to US investors in 2026.
Zoya Finance
Zoya Finance is our top recommendation for self-directed Muslim investors who want to screen individual stocks for Sharia compliance. Its AAOIFI-based methodology, 12,000+ stock coverage, Zakat calculator, compliance alerts, and brokerage integration make it the most comprehensive halal stock screening platform available to US investors in 2026.
Full reviewAmeen Housing Co-operative
Ameen Housing is our recommendation for Bay Area Muslim buyers who value the cooperative model and community membership over transaction speed. Its 45-year history in the California Muslim community is a testament to its integrity. For buyers who need fast financing, Guidance Residential or UIF are better fits.
Full reviewRatings based on independent editorial research. No provider pays to receive a higher score.
Based on Fair Meridian's independent ratings, Zoya Finance scores higher overall with a 4.6/5 rating. However, the best choice depends on your state, financing structure preference, and specific needs.
Yes. Zoya Finance is licensed in all 50 US states.
Ameen Housing Co-operative serves 7 states: CA, TX, WA, OR, NV, AZ, CO.
Zoya Finance: San Francisco-based halal stock screener app founded 2020. Screens 12,000+ US, UK, and Canadian stocks using AAOIFI methodology. Over $1 billion in assets managed by Zoya users. Includes Zakat calculator and brokerage integration for commission-free halal investing. Ameen Housing Co-operative: California-based Islamic housing cooperative founded in 1980. One of the earliest halal housing providers in the US, serving the Bay Area and West Coast Muslim community for over 45 years. See the full rating breakdown and product comparison above.