UIF Corporation (incl. LARIBA legacy)
Profit Rate
6.99% – 7.99%
Min Down
20%
States
All 50
Verified
Yes
Manzil
Profit Rate
7.1% – 7.8%
Min Down
20%
States
7 states
Verified
Yes
Overall Score
Sharia Compliance
Transparency
Customer Service
UIF Corporation (incl. LARIBA legacy) — All 50 States
🌎 Nationwide coverage
Available in all 50 US states
Manzil — 7 States
UIF Corporation (incl. LARIBA legacy)
Michigan-based Islamic finance pioneer offering Musharakah and Ijara home financing since 2003. On April 1, 2026, LARIBA merged into UIF — combining two US Islamic finance pioneers Independently rated 4.7/5 with particularly strong scores on Sharia compliance.
Manzil
Modern Islamic fintech for home financing and wealth management. Independently rated 4.4/5 with particularly strong scores on Sharia compliance.
* Ratings based on independent editorial review. We may receive a referral fee if you apply through our links — this does not affect our ratings.
Overall winner: UIF Corporation (incl. LARIBA legacy) (4.7/5)
UIF Corporation is our top recommendation for Michigan buyers and the best choice for anyone seeking the combined expertise of UIF's Musharakah/Ijara offering and LARIBA's legacy DBCOF model — now unified under one platform after their April 2026 merger. The combined entity has financed over $7.8B in Islamic home purchases and serves all 50 states.
UIF Corporation (incl. LARIBA legacy)
UIF Corporation is our top recommendation for Michigan buyers and the best choice for anyone seeking the combined expertise of UIF's Musharakah/Ijara offering and LARIBA's legacy DBCOF model — now unified under one platform after their April 2026 merger. The combined entity has financed over $7.8B in Islamic home purchases and serves all 50 states.
Full reviewManzil
Manzil is our recommendation for US Muslim investors who want a modern, digital-first halal investing platform with strong Sharia credentials. Its Canadian track record, AAOIFI + AFSC dual screening, and roadmap toward integrated Islamic banking make it one of the most promising new entrants in the US Islamic finance market. Currently investing-only in the US — mortgages coming.
Full reviewRatings based on independent editorial research. No provider pays to receive a higher score.
Based on Fair Meridian's independent ratings, UIF Corporation (incl. LARIBA legacy) scores higher overall with a 4.7/5 rating. However, the best choice depends on your state, financing structure preference, and specific needs.
Yes. UIF Corporation (incl. LARIBA legacy) is licensed in all 50 US states.
Manzil serves 7 states: CA, FL, IL, MI, NJ, NY, TX.
UIF Corporation (incl. LARIBA legacy): Michigan-based Islamic finance pioneer offering Musharakah and Ijara home financing since 2003. On April 1, 2026, LARIBA merged into UIF — combining two US Islamic finance pioneers. Serves all 50 states. FDIC-insured through University Bank. Manzil: Modern Islamic fintech for home financing and wealth management. See the full rating breakdown and product comparison above.