SP Funds
Profit Rate
Contact for rates
Min Down
Contact
States
All 50
Verified
Yes
Ijara Community Development Corporation
Profit Rate
6.9% – 7.5%
Min Down
20%
States
10 states
Verified
Yes
Overall Score
Sharia Compliance
Transparency
Customer Service
SP Funds — All 50 States
🌎 Nationwide coverage
Available in all 50 US states
Ijara Community Development Corporation — 10 States
SP Funds
Dallas-based halal ETF provider offering SPUS (SP Funds S&P 500 Sharia Industry Exclusions ETF) and SPSK (sukuk ETF) — AAOIFI-certified Sharia-compliant exchange-traded funds with Independently rated 4.5/5 with particularly strong scores on Sharia compliance.
Ijara Community Development Corporation
Non-profit Ijara home financing since 2005, helping thousands of families. Independently rated 4.3/5 with particularly strong scores on Sharia compliance.
* Ratings based on independent editorial review. We may receive a referral fee if you apply through our links — this does not affect our ratings.
Overall winner: SP Funds (4.5/5)
SP Funds is our top recommendation for cost-conscious US Muslim investors seeking AAOIFI-certified halal ETFs with no minimum investment. SPUS is the most straightforward halal S&P 500 exposure available. SPRE is unique — the only halal global REIT ETF in the US market. Available on all major brokerages at an expense ratio of 0.45%.
SP Funds
SP Funds is our top recommendation for cost-conscious US Muslim investors seeking AAOIFI-certified halal ETFs with no minimum investment. SPUS is the most straightforward halal S&P 500 exposure available. SPRE is unique — the only halal global REIT ETF in the US market. Available on all major brokerages at an expense ratio of 0.45%.
Full reviewIjara Community Development Corporation
Trusted non-profit provider with a strong community focus. Excellent for first-time homebuyers.
Full reviewRatings based on independent editorial research. No provider pays to receive a higher score.
Based on Fair Meridian's independent ratings, SP Funds scores higher overall with a 4.5/5 rating. However, the best choice depends on your state, financing structure preference, and specific needs.
Yes. SP Funds is licensed in all 50 US states.
Ijara Community Development Corporation serves 10 states: CA, FL, IL, MI, MN, NJ, NY, TX, VA, WA.
SP Funds: Dallas-based halal ETF provider offering SPUS (SP Funds S&P 500 Sharia Industry Exclusions ETF) and SPSK (sukuk ETF) — AAOIFI-certified Sharia-compliant exchange-traded funds with low expense ratios, available on any US brokerage. Ijara Community Development Corporation: Non-profit Ijara home financing since 2005, helping thousands of families. See the full rating breakdown and product comparison above.