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SP Funds vs Azzad Asset Management: Islamic Finance Comparison

SP Funds

4.5
VS

Azzad Asset Management

4.5

SP Funds

Profit Rate

Contact for rates

Min Down

Contact

States

All 50

Verified

Yes

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Azzad Asset Management

Profit Rate

Contact for rates

Min Down

Contact

States

All 50

Verified

Yes

investinginvestinginvesting

Detailed Rating Comparison

SP FundsCategoryAzzad Asset Management
4.5

Overall Score

4.5
4.8

Sharia Compliance

4.7
4.6

Transparency

4.6
4.3

Customer Service

4.5

States Served

SP Funds — All 50 States

🌎 Nationwide coverage

Available in all 50 US states

Azzad Asset Management — All 50 States

🌎 Nationwide coverage

Available in all 50 US states

Fair Meridian Verdict

SP Funds

Dallas-based halal ETF provider offering SPUS (SP Funds S&P 500 Sharia Industry Exclusions ETF) and SPSK (sukuk ETF) — AAOIFI-certified Sharia-compliant exchange-traded funds with Independently rated 4.5/5 with particularly strong scores on Sharia compliance.

Azzad Asset Management

Falls Church, VA-based Islamic wealth management firm founded 1997. Offers the Azzad Ethical Fund (only halal mid-cap fund in the US) and Azzad Wise Capital Fund (first halal fixed Independently rated 4.5/5 with particularly strong scores on Sharia compliance.

* Ratings based on independent editorial review. We may receive a referral fee if you apply through our links — this does not affect our ratings.

Apply at SPFull Review
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Fair Meridian Verdict: SP Funds vs Azzad Asset Management

SP Funds

SP Funds is our top recommendation for cost-conscious US Muslim investors seeking AAOIFI-certified halal ETFs with no minimum investment. SPUS is the most straightforward halal S&P 500 exposure available. SPRE is unique — the only halal global REIT ETF in the US market. Available on all major brokerages at an expense ratio of 0.45%.

Full review

Azzad Asset Management

Azzad Asset Management is our top recommendation for Muslim investors seeking the only halal mid-cap fund in the US, investors needing a fixed income alternative (Azzad Wise Capital Fund), and families wanting integrated Islamic financial planning. Its 29-year track record, Amanie Advisors certification, and 2025 Lipper Fund Award make it one of the most credible halal asset managers in the country.

Full review

Ratings based on independent editorial research. No provider pays to receive a higher score.

Who Should Choose Each Provider?

Choose SP Funds if…

  • You are buying in any of the 50 US states
  • You want AAOIFI — the international gold standard for Islamic finance certification
  • You are buying near Dallas and want in-person service
  • Dallas-based halal ETF provider offering SPUS (SP Funds S&P 500 Sharia Industry Exclusions ETF) and SPSK (sukuk ETF) — AAOIFI-certified Sharia-compliant exchange-traded funds with low expense ratios, available on any US brokerage

Choose Azzad Asset Management if…

  • You are buying in any of the 50 US states
  • You are buying near Falls Church and want in-person service
  • Falls Church, VA-based Islamic wealth management firm founded 1997

Frequently Asked Questions

SP Funds and Azzad Asset Management are equally rated in our independent assessment. The best choice depends on your state availability, preferred financing structure, and down payment.

Yes. SP Funds is licensed in all 50 US states.

Yes. Azzad Asset Management is licensed in all 50 US states.

SP Funds: Dallas-based halal ETF provider offering SPUS (SP Funds S&P 500 Sharia Industry Exclusions ETF) and SPSK (sukuk ETF) — AAOIFI-certified Sharia-compliant exchange-traded funds with low expense ratios, available on any US brokerage. Azzad Asset Management: Falls Church, VA-based Islamic wealth management firm founded 1997. Offers the Azzad Ethical Fund (only halal mid-cap fund in the US) and Azzad Wise Capital Fund (first halal fixed income fund in the US), plus comprehensive financial planning for Muslim families. See the full rating breakdown and product comparison above.

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