LARIBA — American Finance House
Profit Rate
7% – 8.5%
Min Down
20%
States
All 50
Verified
Yes
Saturna Capital — Amana Funds
Profit Rate
Contact for rates
Min Down
Contact
States
All 50
Verified
Yes
Overall Score
Sharia Compliance
Transparency
Customer Service
LARIBA — American Finance House — All 50 States
🌎 Nationwide coverage
Available in all 50 US states
Saturna Capital — Amana Funds — All 50 States
🌎 Nationwide coverage
Available in all 50 US states
LARIBA — American Finance House
America's oldest Islamic finance institution, founded in 1987. LARIBA pioneered interest-free financing in the US using its unique Declining Balance Cost of Funds (DBCOF) model. Independently rated 4.4/5 with particularly strong scores on Sharia compliance.
Saturna Capital — Amana Funds
The longest-running halal investment funds in the United States, founded 1986. Saturna Capital manages the Amana Funds — four AAOIFI-aligned halal mutual funds with approximately $ Independently rated 4.7/5 with particularly strong scores on Sharia compliance.
* Ratings based on independent editorial review. We may receive a referral fee if you apply through our links — this does not affect our ratings.
Overall winner: Saturna Capital — Amana Funds (4.7/5)
Amana Funds by Saturna Capital is our top recommendation for US Muslim investors seeking halal mutual funds. Its 40-year track record, $9B AUM, AAOIFI-aligned screening, and availability on all major brokerage platforms make it the most credible and accessible halal investing option in the US. The Amana Participation Fund is unique — the only halal sukuk income fund available in the US market.
LARIBA — American Finance House
LARIBA is our recommendation for buyers who value historical precedent and LARIBA's unique DBCOF financing model. Its nearly 40-year track record is unmatched in the US Islamic finance market. Particularly recommended for California buyers and for buyers who have done extensive research and specifically seek LARIBA's philosophical approach to interest-free finance.
Full reviewSaturna Capital — Amana Funds
Amana Funds by Saturna Capital is our top recommendation for US Muslim investors seeking halal mutual funds. Its 40-year track record, $9B AUM, AAOIFI-aligned screening, and availability on all major brokerage platforms make it the most credible and accessible halal investing option in the US. The Amana Participation Fund is unique — the only halal sukuk income fund available in the US market.
Full reviewRatings based on independent editorial research. No provider pays to receive a higher score.
Based on Fair Meridian's independent ratings, Saturna Capital — Amana Funds scores higher overall with a 4.7/5 rating. However, the best choice depends on your state, financing structure preference, and specific needs.
Yes. LARIBA — American Finance House is licensed in all 50 US states.
Yes. Saturna Capital — Amana Funds is licensed in all 50 US states.
LARIBA — American Finance House: America's oldest Islamic finance institution, founded in 1987. LARIBA pioneered interest-free financing in the US using its unique Declining Balance Cost of Funds (DBCOF) model. Saturna Capital — Amana Funds: The longest-running halal investment funds in the United States, founded 1986. Saturna Capital manages the Amana Funds — four AAOIFI-aligned halal mutual funds with approximately $9 billion in assets under management. See the full rating breakdown and product comparison above.