IjaraCDC — Ijara Community Development Corp.
Profit Rate
7% – 8.5%
Min Down
20%
States
All 50
Verified
Yes
Saturna Capital — Amana Funds
Profit Rate
Contact for rates
Min Down
Contact
States
All 50
Verified
Yes
Overall Score
Sharia Compliance
Transparency
Customer Service
IjaraCDC — Ijara Community Development Corp. — All 50 States
🌎 Nationwide coverage
Available in all 50 US states
Saturna Capital — Amana Funds — All 50 States
🌎 Nationwide coverage
Available in all 50 US states
IjaraCDC — Ijara Community Development Corp.
Michigan-based nonprofit specializing exclusively in the Ijara (lease-to-own) home financing model. Operates as a Sharia compliance structuring organization — not a lender. Covers Independently rated 4.1/5 with particularly strong scores on Sharia compliance.
Saturna Capital — Amana Funds
The longest-running halal investment funds in the United States, founded 1986. Saturna Capital manages the Amana Funds — four AAOIFI-aligned halal mutual funds with approximately $ Independently rated 4.7/5 with particularly strong scores on Sharia compliance.
* Ratings based on independent editorial review. We may receive a referral fee if you apply through our links — this does not affect our ratings.
Overall winner: Saturna Capital — Amana Funds (4.7/5)
Amana Funds by Saturna Capital is our top recommendation for US Muslim investors seeking halal mutual funds. Its 40-year track record, $9B AUM, AAOIFI-aligned screening, and availability on all major brokerage platforms make it the most credible and accessible halal investing option in the US. The Amana Participation Fund is unique — the only halal sukuk income fund available in the US market.
IjaraCDC — Ijara Community Development Corp.
IjaraCDC is our recommendation for buyers specifically seeking Ijara financing and for community institutions financing mosques, schools, or Islamic centers. Its nonprofit mission and educational focus are genuine differentiators. We recommend verifying current contract compliance with a qualified scholar before proceeding, given AMJA's historical concerns.
Full reviewSaturna Capital — Amana Funds
Amana Funds by Saturna Capital is our top recommendation for US Muslim investors seeking halal mutual funds. Its 40-year track record, $9B AUM, AAOIFI-aligned screening, and availability on all major brokerage platforms make it the most credible and accessible halal investing option in the US. The Amana Participation Fund is unique — the only halal sukuk income fund available in the US market.
Full reviewRatings based on independent editorial research. No provider pays to receive a higher score.
Based on Fair Meridian's independent ratings, Saturna Capital — Amana Funds scores higher overall with a 4.7/5 rating. However, the best choice depends on your state, financing structure preference, and specific needs.
Yes. IjaraCDC — Ijara Community Development Corp. is licensed in all 50 US states.
Yes. Saturna Capital — Amana Funds is licensed in all 50 US states.
IjaraCDC — Ijara Community Development Corp.: Michigan-based nonprofit specializing exclusively in the Ijara (lease-to-own) home financing model. Operates as a Sharia compliance structuring organization — not a lender. Covers all 50 US states and Canadian provinces. Saturna Capital — Amana Funds: The longest-running halal investment funds in the United States, founded 1986. Saturna Capital manages the Amana Funds — four AAOIFI-aligned halal mutual funds with approximately $9 billion in assets under management. See the full rating breakdown and product comparison above.