Ijara Community Development Corporation
Profit Rate
6.9% – 7.5%
Min Down
20%
States
10 states
Verified
Yes
UIF Corporation (incl. LARIBA legacy)
Profit Rate
6.99% – 7.99%
Min Down
20%
States
All 50
Verified
Yes
Overall Score
Sharia Compliance
Transparency
Customer Service
Ijara Community Development Corporation — 10 States
UIF Corporation (incl. LARIBA legacy) — All 50 States
🌎 Nationwide coverage
Available in all 50 US states
Ijara Community Development Corporation
Non-profit Ijara home financing since 2005, helping thousands of families. Independently rated 4.3/5 with particularly strong scores on Sharia compliance.
UIF Corporation (incl. LARIBA legacy)
Michigan-based Islamic finance pioneer offering Musharakah and Ijara home financing since 2003. On April 1, 2026, LARIBA merged into UIF — combining two US Islamic finance pioneers Independently rated 4.7/5 with particularly strong scores on Sharia compliance.
* Ratings based on independent editorial review. We may receive a referral fee if you apply through our links — this does not affect our ratings.
Overall winner: UIF Corporation (incl. LARIBA legacy) (4.7/5)
UIF Corporation is our top recommendation for Michigan buyers and the best choice for anyone seeking the combined expertise of UIF's Musharakah/Ijara offering and LARIBA's legacy DBCOF model — now unified under one platform after their April 2026 merger. The combined entity has financed over $7.8B in Islamic home purchases and serves all 50 states.
Ijara Community Development Corporation
Trusted non-profit provider with a strong community focus. Excellent for first-time homebuyers.
Full reviewUIF Corporation (incl. LARIBA legacy)
UIF Corporation is our top recommendation for Michigan buyers and the best choice for anyone seeking the combined expertise of UIF's Musharakah/Ijara offering and LARIBA's legacy DBCOF model — now unified under one platform after their April 2026 merger. The combined entity has financed over $7.8B in Islamic home purchases and serves all 50 states.
Full reviewRatings based on independent editorial research. No provider pays to receive a higher score.
Based on Fair Meridian's independent ratings, UIF Corporation (incl. LARIBA legacy) scores higher overall with a 4.7/5 rating. However, the best choice depends on your state, financing structure preference, and specific needs.
Ijara Community Development Corporation serves 10 states: CA, FL, IL, MI, MN, NJ, NY, TX, VA, WA.
Yes. UIF Corporation (incl. LARIBA legacy) is licensed in all 50 US states.
Ijara Community Development Corporation: Non-profit Ijara home financing since 2005, helping thousands of families. UIF Corporation (incl. LARIBA legacy): Michigan-based Islamic finance pioneer offering Musharakah and Ijara home financing since 2003. On April 1, 2026, LARIBA merged into UIF — combining two US Islamic finance pioneers. Serves all 50 states. FDIC-insured through University Bank. See the full rating breakdown and product comparison above.