Guidance Residential
Profit Rate
6.99% – 7.99%
Min Down
20%
States
All 50
Verified
Yes
Azzad Asset Management
Profit Rate
Contact for rates
Min Down
Contact
States
All 50
Verified
Yes
Overall Score
Sharia Compliance
Transparency
Customer Service
Guidance Residential — All 50 States
🌎 Nationwide coverage
Available in all 50 US states
Azzad Asset Management — All 50 States
🌎 Nationwide coverage
Available in all 50 US states
Guidance Residential
The largest Islamic home financing provider in the US, having financed over $10 billion in Sharia-compliant mortgages for 40,000+ families since 2002. Serves 35 states. AAOIFI cert Independently rated 4.8/5 with particularly strong scores on Sharia compliance.
Azzad Asset Management
Falls Church, VA-based Islamic wealth management firm founded 1997. Offers the Azzad Ethical Fund (only halal mid-cap fund in the US) and Azzad Wise Capital Fund (first halal fixed Independently rated 4.5/5 with particularly strong scores on Sharia compliance.
* Ratings based on independent editorial review. We may receive a referral fee if you apply through our links — this does not affect our ratings.
Overall winner: Guidance Residential (4.8/5)
Guidance Residential remains our #1 recommendation for US Muslim homebuyers. Its $10B+ track record for 40,000+ families, AAOIFI certification with Justice Muhammad Taqi Usmani chairing the Sharia board, and jumbo program up to $3M make it the most complete Islamic mortgage provider in the US.
Guidance Residential
Guidance Residential remains our #1 recommendation for US Muslim homebuyers. Its $10B+ track record for 40,000+ families, AAOIFI certification with Justice Muhammad Taqi Usmani chairing the Sharia board, and jumbo program up to $3M make it the most complete Islamic mortgage provider in the US.
Full reviewAzzad Asset Management
Azzad Asset Management is our top recommendation for Muslim investors seeking the only halal mid-cap fund in the US, investors needing a fixed income alternative (Azzad Wise Capital Fund), and families wanting integrated Islamic financial planning. Its 29-year track record, Amanie Advisors certification, and 2025 Lipper Fund Award make it one of the most credible halal asset managers in the country.
Full reviewRatings based on independent editorial research. No provider pays to receive a higher score.
Based on Fair Meridian's independent ratings, Guidance Residential scores higher overall with a 4.8/5 rating. However, the best choice depends on your state, financing structure preference, and specific needs.
Yes. Guidance Residential is licensed in all 50 US states.
Yes. Azzad Asset Management is licensed in all 50 US states.
Guidance Residential: The largest Islamic home financing provider in the US, having financed over $10 billion in Sharia-compliant mortgages for 40,000+ families since 2002. Serves 35 states. AAOIFI certified. Sharia board chaired by Justice Muhammad Taqi Usmani. Azzad Asset Management: Falls Church, VA-based Islamic wealth management firm founded 1997. Offers the Azzad Ethical Fund (only halal mid-cap fund in the US) and Azzad Wise Capital Fund (first halal fixed income fund in the US), plus comprehensive financial planning for Muslim families. See the full rating breakdown and product comparison above.