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Ameen Housing Co-operative vs Wahed Invest: Islamic Finance Comparison

Ameen Housing Co-operative

4.3
VS

Wahed Invest

4.6
Higher Rated

Ameen Housing Co-operative

Profit Rate

6.75% – 7.75%

Min Down

20%

States

7 states

Verified

Yes

mortgage

Wahed Invest

Profit Rate

Contact for rates

Min Down

Contact

States

All 50

Verified

Yes

investinginvesting

Detailed Rating Comparison

Ameen Housing Co-operativeCategoryWahed Invest
4.3

Overall Score

4.6
4.7

Sharia Compliance

4.9
4.4

Transparency

4.5
4.5

Customer Service

4.4

States Served

Ameen Housing Co-operative — 7 States

CATXWAORNVAZCO

Wahed Invest — All 50 States

🌎 Nationwide coverage

Available in all 50 US states

Fair Meridian Verdict

Ameen Housing Co-operative

California-based Islamic housing cooperative founded in 1980. One of the earliest halal housing providers in the US, serving the Bay Area and West Coast Muslim community for over 4 Independently rated 4.3/5 with particularly strong scores on Sharia compliance.

Wahed Invest

The largest Sharia-compliant robo-advisor in the world. Wahed Invest offers halal investing through diversified portfolios of ethical stocks, sukuk, and gold — available to all US Independently rated 4.6/5 with particularly strong scores on Sharia compliance.

* Ratings based on independent editorial review. We may receive a referral fee if you apply through our links — this does not affect our ratings.

Apply at AmeenFull Review
Apply at WahedFull Review

Fair Meridian Verdict: Ameen Housing Co-operative vs Wahed Invest

Overall winner: Wahed Invest (4.6/5)

Wahed Invest is our top recommendation for US Muslim investors seeking Sharia-compliant wealth growth. Its AAOIFI certification, SEC registration, $100 minimum, and professional portfolio management make it the most accessible and credible halal investing platform in the US. Not a mortgage provider — purely for investment savings.

Ameen Housing Co-operative

Ameen Housing is our recommendation for Bay Area Muslim buyers who value the cooperative model and community membership over transaction speed. Its 45-year history in the California Muslim community is a testament to its integrity. For buyers who need fast financing, Guidance Residential or UIF are better fits.

Full review

Wahed Invest

Wahed Invest is our top recommendation for US Muslim investors seeking Sharia-compliant wealth growth. Its AAOIFI certification, SEC registration, $100 minimum, and professional portfolio management make it the most accessible and credible halal investing platform in the US. Not a mortgage provider — purely for investment savings.

Full review

Ratings based on independent editorial research. No provider pays to receive a higher score.

Who Should Choose Each Provider?

Choose Ameen Housing Co-operative if…

  • You are buying near Fremont and want in-person service
  • California-based Islamic housing cooperative founded in 1980

Choose Wahed Invest if…

  • You are buying in any of the 50 US states
  • You want AAOIFI — the international gold standard for Islamic finance certification
  • You are buying near New York and want in-person service
  • The largest Sharia-compliant robo-advisor in the world

State Coverage Comparison

Ameen Housing Co-operative — 7 States

CATXWAORNVAZCO

Wahed Invest — All 50 States

Wahed Invest is licensed in all 50 US states. See local options by state →

Frequently Asked Questions

Based on Fair Meridian's independent ratings, Wahed Invest scores higher overall with a 4.6/5 rating. However, the best choice depends on your state, financing structure preference, and specific needs.

Ameen Housing Co-operative serves 7 states: CA, TX, WA, OR, NV, AZ, CO.

Yes. Wahed Invest is licensed in all 50 US states.

Ameen Housing Co-operative: California-based Islamic housing cooperative founded in 1980. One of the earliest halal housing providers in the US, serving the Bay Area and West Coast Muslim community for over 45 years. Wahed Invest: The largest Sharia-compliant robo-advisor in the world. Wahed Invest offers halal investing through diversified portfolios of ethical stocks, sukuk, and gold — available to all US investors. See the full rating breakdown and product comparison above.

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