Ameen Housing Co-operative
Profit Rate
6.75% – 7.75%
Min Down
20%
States
7 states
Verified
Yes
Saturna Capital — Amana Funds
Profit Rate
Contact for rates
Min Down
Contact
States
All 50
Verified
Yes
Overall Score
Sharia Compliance
Transparency
Customer Service
Ameen Housing Co-operative — 7 States
Saturna Capital — Amana Funds — All 50 States
🌎 Nationwide coverage
Available in all 50 US states
Ameen Housing Co-operative
California-based Islamic housing cooperative founded in 1980. One of the earliest halal housing providers in the US, serving the Bay Area and West Coast Muslim community for over 4 Independently rated 4.3/5 with particularly strong scores on Sharia compliance.
Saturna Capital — Amana Funds
The longest-running halal investment funds in the United States, founded 1986. Saturna Capital manages the Amana Funds — four AAOIFI-aligned halal mutual funds with approximately $ Independently rated 4.7/5 with particularly strong scores on Sharia compliance.
* Ratings based on independent editorial review. We may receive a referral fee if you apply through our links — this does not affect our ratings.
Overall winner: Saturna Capital — Amana Funds (4.7/5)
Amana Funds by Saturna Capital is our top recommendation for US Muslim investors seeking halal mutual funds. Its 40-year track record, $9B AUM, AAOIFI-aligned screening, and availability on all major brokerage platforms make it the most credible and accessible halal investing option in the US. The Amana Participation Fund is unique — the only halal sukuk income fund available in the US market.
Ameen Housing Co-operative
Ameen Housing is our recommendation for Bay Area Muslim buyers who value the cooperative model and community membership over transaction speed. Its 45-year history in the California Muslim community is a testament to its integrity. For buyers who need fast financing, Guidance Residential or UIF are better fits.
Full reviewSaturna Capital — Amana Funds
Amana Funds by Saturna Capital is our top recommendation for US Muslim investors seeking halal mutual funds. Its 40-year track record, $9B AUM, AAOIFI-aligned screening, and availability on all major brokerage platforms make it the most credible and accessible halal investing option in the US. The Amana Participation Fund is unique — the only halal sukuk income fund available in the US market.
Full reviewRatings based on independent editorial research. No provider pays to receive a higher score.
Based on Fair Meridian's independent ratings, Saturna Capital — Amana Funds scores higher overall with a 4.7/5 rating. However, the best choice depends on your state, financing structure preference, and specific needs.
Ameen Housing Co-operative serves 7 states: CA, TX, WA, OR, NV, AZ, CO.
Yes. Saturna Capital — Amana Funds is licensed in all 50 US states.
Ameen Housing Co-operative: California-based Islamic housing cooperative founded in 1980. One of the earliest halal housing providers in the US, serving the Bay Area and West Coast Muslim community for over 45 years. Saturna Capital — Amana Funds: The longest-running halal investment funds in the United States, founded 1986. Saturna Capital manages the Amana Funds — four AAOIFI-aligned halal mutual funds with approximately $9 billion in assets under management. See the full rating breakdown and product comparison above.