Ameen Housing Co-operative
Profit Rate
6.75% – 7.75%
Min Down
20%
States
7 states
Verified
Yes
Ijara Community Development Corporation
Profit Rate
6.9% – 7.5%
Min Down
20%
States
10 states
Verified
Yes
Overall Score
Sharia Compliance
Transparency
Customer Service
Ameen Housing Co-operative — 7 States
Ijara Community Development Corporation — 10 States
Ameen Housing Co-operative
California-based Islamic housing cooperative founded in 1980. One of the earliest halal housing providers in the US, serving the Bay Area and West Coast Muslim community for over 4 Independently rated 4.3/5 with particularly strong scores on Sharia compliance.
Ijara Community Development Corporation
Non-profit Ijara home financing since 2005, helping thousands of families. Independently rated 4.3/5 with particularly strong scores on Sharia compliance.
* Ratings based on independent editorial review. We may receive a referral fee if you apply through our links — this does not affect our ratings.
Ameen Housing Co-operative
Ameen Housing is our recommendation for Bay Area Muslim buyers who value the cooperative model and community membership over transaction speed. Its 45-year history in the California Muslim community is a testament to its integrity. For buyers who need fast financing, Guidance Residential or UIF are better fits.
Full reviewIjara Community Development Corporation
Trusted non-profit provider with a strong community focus. Excellent for first-time homebuyers.
Full reviewRatings based on independent editorial research. No provider pays to receive a higher score.
Ameen Housing Co-operative and Ijara Community Development Corporation are equally rated in our independent assessment. The best choice depends on your state availability, preferred financing structure, and down payment.
Ameen Housing Co-operative serves 7 states: CA, TX, WA, OR, NV, AZ, CO.
Ijara Community Development Corporation serves 10 states: CA, FL, IL, MI, MN, NJ, NY, TX, VA, WA.
Ameen Housing Co-operative: California-based Islamic housing cooperative founded in 1980. One of the earliest halal housing providers in the US, serving the Bay Area and West Coast Muslim community for over 45 years. Ijara Community Development Corporation: Non-profit Ijara home financing since 2005, helping thousands of families. See the full rating breakdown and product comparison above.