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Ameen Housing Co-operative vs Azzad Asset Management: Islamic Finance Comparison

Ameen Housing Co-operative

4.3
VS

Azzad Asset Management

4.5
Higher Rated

Ameen Housing Co-operative

Profit Rate

6.75% – 7.75%

Min Down

20%

States

7 states

Verified

Yes

mortgage

Azzad Asset Management

Profit Rate

Contact for rates

Min Down

Contact

States

All 50

Verified

Yes

investinginvestinginvesting

Detailed Rating Comparison

Ameen Housing Co-operativeCategoryAzzad Asset Management
4.3

Overall Score

4.5
4.7

Sharia Compliance

4.7
4.4

Transparency

4.6
4.5

Customer Service

4.5

States Served

Ameen Housing Co-operative — 7 States

CATXWAORNVAZCO

Azzad Asset Management — All 50 States

🌎 Nationwide coverage

Available in all 50 US states

Fair Meridian Verdict

Ameen Housing Co-operative

California-based Islamic housing cooperative founded in 1980. One of the earliest halal housing providers in the US, serving the Bay Area and West Coast Muslim community for over 4 Independently rated 4.3/5 with particularly strong scores on Sharia compliance.

Azzad Asset Management

Falls Church, VA-based Islamic wealth management firm founded 1997. Offers the Azzad Ethical Fund (only halal mid-cap fund in the US) and Azzad Wise Capital Fund (first halal fixed Independently rated 4.5/5 with particularly strong scores on Sharia compliance.

* Ratings based on independent editorial review. We may receive a referral fee if you apply through our links — this does not affect our ratings.

Apply at AmeenFull Review
Apply at AzzadFull Review

Fair Meridian Verdict: Ameen Housing Co-operative vs Azzad Asset Management

Overall winner: Azzad Asset Management (4.5/5)

Azzad Asset Management is our top recommendation for Muslim investors seeking the only halal mid-cap fund in the US, investors needing a fixed income alternative (Azzad Wise Capital Fund), and families wanting integrated Islamic financial planning. Its 29-year track record, Amanie Advisors certification, and 2025 Lipper Fund Award make it one of the most credible halal asset managers in the country.

Ameen Housing Co-operative

Ameen Housing is our recommendation for Bay Area Muslim buyers who value the cooperative model and community membership over transaction speed. Its 45-year history in the California Muslim community is a testament to its integrity. For buyers who need fast financing, Guidance Residential or UIF are better fits.

Full review

Azzad Asset Management

Azzad Asset Management is our top recommendation for Muslim investors seeking the only halal mid-cap fund in the US, investors needing a fixed income alternative (Azzad Wise Capital Fund), and families wanting integrated Islamic financial planning. Its 29-year track record, Amanie Advisors certification, and 2025 Lipper Fund Award make it one of the most credible halal asset managers in the country.

Full review

Ratings based on independent editorial research. No provider pays to receive a higher score.

Who Should Choose Each Provider?

Choose Ameen Housing Co-operative if…

  • You are buying near Fremont and want in-person service
  • California-based Islamic housing cooperative founded in 1980

Choose Azzad Asset Management if…

  • You are buying in any of the 50 US states
  • You are buying near Falls Church and want in-person service
  • Falls Church, VA-based Islamic wealth management firm founded 1997

State Coverage Comparison

Ameen Housing Co-operative — 7 States

CATXWAORNVAZCO

Azzad Asset Management — All 50 States

Azzad Asset Management is licensed in all 50 US states. See local options by state →

Frequently Asked Questions

Based on Fair Meridian's independent ratings, Azzad Asset Management scores higher overall with a 4.5/5 rating. However, the best choice depends on your state, financing structure preference, and specific needs.

Ameen Housing Co-operative serves 7 states: CA, TX, WA, OR, NV, AZ, CO.

Yes. Azzad Asset Management is licensed in all 50 US states.

Ameen Housing Co-operative: California-based Islamic housing cooperative founded in 1980. One of the earliest halal housing providers in the US, serving the Bay Area and West Coast Muslim community for over 45 years. Azzad Asset Management: Falls Church, VA-based Islamic wealth management firm founded 1997. Offers the Azzad Ethical Fund (only halal mid-cap fund in the US) and Azzad Wise Capital Fund (first halal fixed income fund in the US), plus comprehensive financial planning for Muslim families. See the full rating breakdown and product comparison above.

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