Fair Meridian
Fair MeridianFinance That Answers to You
Find OptionsProvidersToolsBlog
Sign InTry Calculator
Back to Comparison Tool

Allied Asset Advisors — Iman Fund vs SP Funds: Islamic Finance Comparison

Allied Asset Advisors — Iman Fund

4.4
VS

SP Funds

4.5
Higher Rated

Allied Asset Advisors — Iman Fund

Profit Rate

Contact for rates

Min Down

Contact

States

All 50

Verified

Yes

investinginvesting

SP Funds

Profit Rate

Contact for rates

Min Down

Contact

States

All 50

Verified

Yes

investinginvestinginvesting

Detailed Rating Comparison

Allied Asset Advisors — Iman FundCategorySP Funds
4.4

Overall Score

4.5
4.7

Sharia Compliance

4.8
4.5

Transparency

4.6
4.3

Customer Service

4.3

States Served

Allied Asset Advisors — Iman Fund — All 50 States

🌎 Nationwide coverage

Available in all 50 US states

SP Funds — All 50 States

🌎 Nationwide coverage

Available in all 50 US states

Fair Meridian Verdict

Allied Asset Advisors — Iman Fund

Illinois-based subsidiary of the North American Islamic Trust (NAIT), managing the Iman Fund (IMANX) — a Sharia-compliant US equity mutual fund since 2000. An $10,000 investment in Independently rated 4.4/5 with particularly strong scores on Sharia compliance.

SP Funds

Dallas-based halal ETF provider offering SPUS (SP Funds S&P 500 Sharia Industry Exclusions ETF) and SPSK (sukuk ETF) — AAOIFI-certified Sharia-compliant exchange-traded funds with Independently rated 4.5/5 with particularly strong scores on Sharia compliance.

* Ratings based on independent editorial review. We may receive a referral fee if you apply through our links — this does not affect our ratings.

Apply at AlliedFull Review
Apply at SPFull Review

Fair Meridian Verdict: Allied Asset Advisors — Iman Fund vs SP Funds

Overall winner: SP Funds (4.5/5)

SP Funds is our top recommendation for cost-conscious US Muslim investors seeking AAOIFI-certified halal ETFs with no minimum investment. SPUS is the most straightforward halal S&P 500 exposure available. SPRE is unique — the only halal global REIT ETF in the US market. Available on all major brokerages at an expense ratio of 0.45%.

Allied Asset Advisors — Iman Fund

Allied Asset Advisors and the Iman Fund are our recommendation for investors who value institutional Islamic credibility through the NAIT connection, mosques and Islamic institutions managing pooled assets, and long-term investors with a proven 25-year track record. The 10-year annualized return of ~12.9% is competitive. Strong choice for conservative long-term halal equity investing.

Full review

SP Funds

SP Funds is our top recommendation for cost-conscious US Muslim investors seeking AAOIFI-certified halal ETFs with no minimum investment. SPUS is the most straightforward halal S&P 500 exposure available. SPRE is unique — the only halal global REIT ETF in the US market. Available on all major brokerages at an expense ratio of 0.45%.

Full review

Ratings based on independent editorial research. No provider pays to receive a higher score.

Who Should Choose Each Provider?

Choose Allied Asset Advisors — Iman Fund if…

  • You are buying in any of the 50 US states
  • You are buying near Burr Ridge and want in-person service
  • Illinois-based subsidiary of the North American Islamic Trust (NAIT), managing the Iman Fund (IMANX) — a Sharia-compliant US equity mutual fund since 2000

Choose SP Funds if…

  • You are buying in any of the 50 US states
  • You want AAOIFI — the international gold standard for Islamic finance certification
  • You are buying near Dallas and want in-person service
  • Dallas-based halal ETF provider offering SPUS (SP Funds S&P 500 Sharia Industry Exclusions ETF) and SPSK (sukuk ETF) — AAOIFI-certified Sharia-compliant exchange-traded funds with low expense ratios, available on any US brokerage

Frequently Asked Questions

Based on Fair Meridian's independent ratings, SP Funds scores higher overall with a 4.5/5 rating. However, the best choice depends on your state, financing structure preference, and specific needs.

Yes. Allied Asset Advisors — Iman Fund is licensed in all 50 US states.

Yes. SP Funds is licensed in all 50 US states.

Allied Asset Advisors — Iman Fund: Illinois-based subsidiary of the North American Islamic Trust (NAIT), managing the Iman Fund (IMANX) — a Sharia-compliant US equity mutual fund since 2000. An $10,000 investment in 2015 grew to $33,951 by September 2025. SP Funds: Dallas-based halal ETF provider offering SPUS (SP Funds S&P 500 Sharia Industry Exclusions ETF) and SPSK (sukuk ETF) — AAOIFI-certified Sharia-compliant exchange-traded funds with low expense ratios, available on any US brokerage. See the full rating breakdown and product comparison above.

All Providers

Browse the full directory

Options by State

Find local halal mortgage providers

Compare Others

Try another side-by-side comparison

Stay Ahead of the Interest Trap

Weekly insights on ethical finance, halal mortgages, and US market updates. Free forever.

Fair Meridian Logo
Fair MeridianFinance That Answers to You

Interest-Free. Ethics-First. Built for Everyone. Helping Americans discover fairer finance — whether Muslim, ESG-minded, or simply frustrated with the debt system.

SHARIA ADVISORY

Content reviewed under Islamic finance principles. Not a substitute for individual Sharia guidance.

Tools

  • Debt Trap Calculator
  • Compare Systems
  • Find by State

Guides

  • Islamic Finance USA
  • Halal Mortgage Guide
  • Halal Investing
  • The Third Way

Platform

  • Provider Directory
  • Blog & Articles
  • About Us
  • Contact

Legal

  • Privacy Policy
  • Terms of Service
  • Disclaimer

© 2026 Fair Meridian. Educational content only — not financial advice.

Built with purpose. Designed for people. 🌱